{"id":386,"date":"2015-03-18T10:15:19","date_gmt":"2015-03-18T09:15:19","guid":{"rendered":"https:\/\/rakuskopraca.sk\/?p=386"},"modified":"2017-07-14T09:53:54","modified_gmt":"2017-07-14T07:53:54","slug":"vase-zdravotne-poistenie-a-europsky-preukaz-zdravotneho-poistenia","status":"publish","type":"post","link":"https:\/\/rakuskopraca.sk\/cs\/vase-zdravotne-poistenie-a-europsky-preukaz-zdravotneho-poistenia\/","title":{"rendered":"Va\u0161e zdravotn\u00e9 poistenie a eur\u00f3psky preukaz zdravotn\u00e9ho poistenia"},"content":{"rendered":"<p><span style=\"color: #333333;\">Krajina, ktor\u00e1 zodpoved\u00e1 za va\u0161e soci\u00e1lne zabezpe\u010denie vr\u00e1tane v\u00e1\u0161ho zdravotn\u00e9ho poistenia, sa v E\u00da ur\u010duje pod\u013ea va\u0161ej ekonomickej aktivity a v\u00e1\u0161ho miesta pobytu, nie pod\u013ea va\u0161ej \u0161t\u00e1tnej pr\u00edslu\u0161nosti. Uistite sa, \u017ee viete, ktor\u00fd syst\u00e9m soci\u00e1lneho zabezpe\u010denia sa na v\u00e1s vz\u0165ahuje. Krajinu, v ktorej ste poisten\u00fd, si nem\u00f4\u017eete vybra\u0165 s\u00e1m.<\/span><\/p>\n<p><span style=\"text-decoration: underline; color: #333333;\"><strong>Rozdiely v poskytovan\u00fdch slu\u017eb\u00e1ch<\/strong><\/span><\/p>\n<p><span style=\"color: #333333;\">Krajiny E\u00da si ur\u010duj\u00fa vlastn\u00e9 pravidl\u00e1 t\u00fdkaj\u00face sa n\u00e1rokov na d\u00e1vky a slu\u017eby. Napr\u00edklad v pr\u00edpade, ak po\u017eiadate o dom\u00e1cu lek\u00e1rsku starostlivos\u0165 v krajine, v ktorej v s\u00fa\u010dasnosti \u017eijete, pravdepodobne nebudete ma\u0165 n\u00e1rok na rovnak\u00e9 slu\u017eby a rovnak\u00e9 ceny ako vo svojej domovskej krajine.<\/span><\/p>\n<p><span style=\"text-decoration: underline; color: #333333;\"><strong>Zdravotn\u00e9 poistenie v pr\u00edpade kr\u00e1tkodob\u00fdch pobytov<\/strong><\/span><\/p>\n<div id=\"share-social\"><span style=\"color: #333333;\">Ak neo\u010dak\u00e1vane ochoriete po\u010das do\u010dasn\u00e9ho pobytu v zahrani\u010d\u00ed napr. po\u010das dovolenky, slu\u017eobnej cesty alebo \u0161t\u00fadia, m\u00e1te ako ob\u010dan E\u00da n\u00e1rok na ak\u00e9ko\u013evek lek\u00e1rske o\u0161etrenie, ktor\u00e9 nem\u00f4\u017ee po\u010dka\u0165 do v\u00e1\u0161ho n\u00e1vratu domov. M\u00e1te rovnak\u00e9 pr\u00e1va na zdravotn\u00fa starostlivos\u0165 ako poistenci danej krajiny.<\/span><\/div>\n<p><span style=\"color: #333333;\">Po\u010das v\u0161etk\u00fdch ciest do zahrani\u010dia by ste mali ma\u0165 so sebou svoj eur\u00f3psky preukaz zdravotn\u00e9ho poistenia (EPZP). Tento preukaz je fyzick\u00fdm d\u00f4kazom toho, \u017ee ste poisten\u00fd v krajine E\u00da, a zjednodu\u0161\u00ed proces platby a n\u00e1hrady v\u00fddavkov.<\/span><\/p>\n<p><span style=\"color: #333333;\">Ak nem\u00e1te eur\u00f3psky preukaz zdravotn\u00e9ho poistenia alebo ak ho nem\u00f4\u017eete pou\u017ei\u0165 (napr\u00edklad v pr\u00edpade s\u00fakromnej zdravotnej starostlivosti), nem\u00f4\u017ee v\u00e1m by\u0165 o\u0161etrenie odmietnut\u00e9. Je v\u0161ak mo\u017en\u00e9, \u017ee za\u0148 budete musie\u0165 zaplati\u0165 vopred a va\u0161e v\u00fddavky si nahradi\u0165 po n\u00e1vrate domov.<\/span><\/p>\n<p><span style=\"color: #333333;\">Existuj\u00fa ve\u013ek\u00e9 rozdiely v postupoch medzi <strong>nepl\u00e1novanou zdravotnou starostlivos\u0165ou<\/strong> (ak neo\u010dak\u00e1vane ochoriete) a <a style=\"color: #333333;\" title=\"pl\u00e1novan\u00e9 lek\u00e1rske o\u0161etrenie\" href=\"https:\/\/europa.eu\/youreurope\/citizens\/health\/planned-healthcare\/index_sk.htm\" target=\"_self\">pl\u00e1novan\u00fdm lek\u00e1rskym o\u0161etren\u00edm<\/a> (ak cestujete do zahrani\u010dia osobitne s cie\u013eom z\u00edska\u0165 lek\u00e1rske o\u0161etrenie).<\/span><\/p>\n<p><span style=\"color: #333333;\"><strong><span style=\"text-decoration: underline;\"><span style=\"text-decoration: underline;\">Ako z\u00edska\u0165 <a style=\"color: #333333; text-decoration: underline;\" title=\"Eur\u00f3psky preukaz zdravotn\u00e9ho poistenia\" href=\"https:\/\/ec.europa.eu\/social\/main.jsp?catId=559&amp;langId=en\">eur\u00f3psky preukaz zdravotn\u00e9ho poistenia<\/a> (EPZP)<\/span><\/span><\/strong><\/span><\/p>\n<p><span style=\"color: #333333;\">V niektor\u00fdch krajin\u00e1ch sa eur\u00f3psky preukaz zdravotn\u00e9ho poistenia vyd\u00e1va spolu s vn\u00fatro\u0161t\u00e1tnou kartou poistenca. V in\u00fdch krajin\u00e1ch o\u0148 mus\u00edte po\u017eiada\u0165. Jeho vydanie by malo by\u0165 bezplatn\u00e9. Mali by ste ho z\u00edska\u0165 bezplatne vo va\u0161ej <a style=\"color: #333333;\" title=\"zdravotnej pois\u0165ovni\" href=\"https:\/\/ec.europa.eu\/social\/main.jsp?catId=563&amp;langId=en#nationalinfo\" target=\"_blank\">zdravotnej pois\u0165ovni<\/a> e\u0161te <strong>pred\u00a0<\/strong>odchodom do zahrani\u010dia.<\/span><\/p>\n<p><span style=\"color: #333333;\"><strong>Obmedzenia t\u00fdkaj\u00face sa pou\u017e\u00edvania eur\u00f3pskeho preukazu zdravotn\u00e9ho poistenia<\/strong>:<\/span><\/p>\n<ul>\n<li><span style=\"color: #333333;\">pr\u00edslu\u0161n\u00edci ne\u010dlensk\u00fdch kraj\u00edn E\u00da nem\u00f4\u017eu vyu\u017ei\u0165 eur\u00f3psky preukaz na lek\u00e1rske o\u0161etrenie v D\u00e1nsku<\/span><\/li>\n<li><span style=\"color: #333333;\">Pr\u00edslu\u0161n\u00edci Chorv\u00e1tska nem\u00f4\u017eu vyu\u017ei\u0165 eur\u00f3psky preukaz vo \u0160vaj\u010diarsku.<\/span><\/li>\n<li><span style=\"color: #333333;\">Preukaz <strong>nepokr\u00fdva<\/strong> z\u00e1chrann\u00e9 slu\u017eby a <strong>repatri\u00e1ciu<\/strong>. Nepokr\u00fdva ani prevoz zo zahrani\u010dia domov v pr\u00edpade v\u00e1\u017eneho ochorenia alebo \u00farazu. Na pokrytie t\u00fdchto v\u00fddavkov takisto potrebujete <strong>osobitn\u00e9 poistenie<\/strong>.<\/span><\/li>\n<li><span style=\"color: #333333;\">Preukaz <strong>nepokr\u00fdva<\/strong> slu\u017eby <strong>s\u00fakromnej zdravotnej starostlivosti<\/strong> ani n\u00e1klady<span style=\"text-decoration: underline;\"> na<\/span><a style=\"color: #333333;\" title=\"pl\u00e1novan\u00e9 o\u0161etrenie\" href=\"https:\/\/europa.eu\/youreurope\/citizens\/health\/planned-healthcare\/index_sk.htm\" target=\"_self\">pl\u00e1novan\u00e9 o\u0161etrenie<\/a> v inej krajine E\u00da.<\/span><\/li>\n<\/ul>\n<p><span style=\"color: #333333;\">S eur\u00f3pskym preukazom zdravotn\u00e9ho poistenia m\u00e1te n\u00e1rok na zdravotn\u00fa starostlivos\u0165 a na n\u00e1hradu v\u00fddavkov, ktor\u00e9 v\u00e1m vznikli, za rovnak\u00fdch podmienok ako ob\u010dania krajiny, v ktorej sa nach\u00e1dzate. Ak je o\u0161etrenie <strong>bezplatn\u00e9 pre miestnych obyvate\u013eov<\/strong>, nemus\u00edte plati\u0165 ani vy. Ak je za o\u0161etrenie potrebn\u00e9 zaplati\u0165, m\u00f4\u017eete po\u017eiada\u0165 o n\u00e1hradu v\u00fddavkov <a style=\"color: #333333;\" title=\"vn\u00fatro\u0161t\u00e1tnu in\u0161tit\u00faciu\" href=\"https:\/\/ec.europa.eu\/employment_social\/social-security-directory\/mainIndex?langId=en&amp;cid=229\" target=\"_blank\">vn\u00fatro\u0161t\u00e1tnu in\u0161tit\u00faciu<\/a> a z\u00edska\u0165 ju priamo po\u010das v\u00e1\u0161ho pobytu v danej krajine alebo o n\u00e1hradu po\u017eiada\u0165 va\u0161u zdravotn\u00fa pois\u0165ov\u0148u po n\u00e1vrate domov. <strong>Va\u0161e v\u00fddavky bud\u00fa nahraden\u00e9 pod\u013ea pravidiel a sadzieb platn\u00fdch v krajine, v ktorej ste boli o\u0161etren\u00fd<\/strong>. Z\u00edskate teda n\u00e1hradu celej sumy alebo budete musie\u0165 zaplati\u0165 poplatky, ktor\u00e9 zn\u00e1\u0161aj\u00fa pacienti pod\u013ea pravidiel platn\u00fdch v krajine, kde do\u0161lo k o\u0161etreniu. Va\u0161a pois\u0165ov\u0148a m\u00f4\u017ee pr\u00edpadne rozhodn\u00fa\u0165 o n\u00e1hrade cel\u00fdch n\u00e1kladov pod\u013ea svojich vlastn\u00fdch pravidiel.<\/span><\/p>\n<p><strong><span style=\"text-decoration: underline;\"><span style=\"color: #333333; text-decoration: underline;\">Bez <a style=\"color: #333333; text-decoration: underline;\" title=\"Eur\u00f3psky preukaz zdravotn\u00e9ho poistenia\" href=\"https:\/\/ec.europa.eu\/social\/main.jsp?catId=559&amp;langId=en\">eur\u00f3pskeho preukazu zdravotn\u00e9ho poistenia<\/a><\/span><\/span><\/strong><\/p>\n<p><span style=\"color: #333333;\">Ak nem\u00e1te eur\u00f3psky preukaz zdravotn\u00e9ho poistenia alebo ak ho nem\u00f4\u017eete pou\u017ei\u0165 (napr\u00edklad v s\u00fakromnej nemocnici, ktor\u00e1 nepatr\u00ed do syst\u00e9mu EPZP), je mo\u017en\u00e9, \u017ee budete musie\u0165 za o\u0161etrenie zaplati\u0165 a po n\u00e1vrate domov \u017eiada\u0165 vr\u00e1tenie v\u00fddavkov. Toto plat\u00ed pre verejn\u00fdch aj s\u00fakromn\u00fdch poskytovate\u013eov zdravotnej starostlivosti. Av\u0161ak podmienky bud\u00fa odli\u0161n\u00e9:<\/span><\/p>\n<ul>\n<li><span style=\"color: #333333;\">Nahraden\u00e9 bud\u00fa iba v\u00fddavky za o\u0161etrenie, na ktor\u00e9 by ste mali n\u00e1rok aj doma.<\/span><\/li>\n<li><span style=\"color: #333333;\">Vr\u00e1tia sa v\u00e1m v\u0161ak iba v\u00fddavky do v\u00fd\u0161ky, ktor\u00e1 zodpoved\u00e1 n\u00e1kladom za dan\u00e9 o\u0161etrenie vo va\u0161ej domovskej krajine, \u010do m\u00f4\u017ee by\u0165 menej ako ste zaplatili za o\u0161etrenie.<\/span><\/li>\n<\/ul>\n<p><span style=\"color: #333333;\">Ak potrebujete naliehav\u00e9 o\u0161etrenie, va\u0161a zdravotn\u00e1 pois\u0165ov\u0148a m\u00f4\u017ee pom\u00f4c\u0165 zaslan\u00edm faxu alebo mailu s potvrden\u00edm v\u00e1\u0161ho zdravotn\u00e9ho poistenia, \u010d\u00edm m\u00f4\u017eete pred\u00eds\u0165 platbe vopred.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p>Pr\u00e1vne predpisy E\u00da k danej problematike:<\/p>\n<ul>\n<li><span class=\"nolink\">Smernica 2011\/24\/E\u00da o uplat\u0148ovan\u00ed pr\u00e1v pacientov pri cezhrani\u010dnej zdravotnej starostlivosti<\/span><\/li>\n<li><span class=\"nolink\">Nariadenie \u010d. 987\/2009, ktor\u00fdm sa ustanovuje postup vykon\u00e1vania nariadenia \u010d. 883\/2004 o koordin\u00e1cii syst\u00e9mov soci\u00e1lneho zabezpe\u010denia<\/span><\/li>\n<li><span class=\"nolink\">Nariadenie \u010d. 883\/2004 o koordin\u00e1cii syst\u00e9mov soci\u00e1lneho zabezpe\u010denia<\/span><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p>Zdroj: https:\/\/europa.eu\/index_sk.htm<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Krajina, ktor\u00e1 zodpoved\u00e1 za va\u0161e soci\u00e1lne zabezpe\u010denie vr\u00e1tane v\u00e1\u0161ho zdravotn\u00e9ho poistenia, sa v E\u00da ur\u010duje pod\u013ea va\u0161ej ekonomickej aktivity a v\u00e1\u0161ho miesta pobytu, nie pod\u013ea va\u0161ej \u0161t\u00e1tnej pr\u00edslu\u0161nosti. Uistite sa, \u017ee viete, ktor\u00fd syst\u00e9m soci\u00e1lneho zabezpe\u010denia sa na v\u00e1s vz\u0165ahuje. Krajinu, v ktorej ste poisten\u00fd, si nem\u00f4\u017eete vybra\u0165 s\u00e1m. Rozdiely v poskytovan\u00fdch slu\u017eb\u00e1ch Krajiny E\u00da [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7,1],"tags":[],"_links":{"self":[{"href":"https:\/\/rakuskopraca.sk\/cs\/wp-json\/wp\/v2\/posts\/386"}],"collection":[{"href":"https:\/\/rakuskopraca.sk\/cs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/rakuskopraca.sk\/cs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/rakuskopraca.sk\/cs\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/rakuskopraca.sk\/cs\/wp-json\/wp\/v2\/comments?post=386"}],"version-history":[{"count":2,"href":"https:\/\/rakuskopraca.sk\/cs\/wp-json\/wp\/v2\/posts\/386\/revisions"}],"predecessor-version":[{"id":437,"href":"https:\/\/rakuskopraca.sk\/cs\/wp-json\/wp\/v2\/posts\/386\/revisions\/437"}],"wp:attachment":[{"href":"https:\/\/rakuskopraca.sk\/cs\/wp-json\/wp\/v2\/media?parent=386"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/rakuskopraca.sk\/cs\/wp-json\/wp\/v2\/categories?post=386"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/rakuskopraca.sk\/cs\/wp-json\/wp\/v2\/tags?post=386"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}